Prestige Group Debt Profile

Prestige Group is a well-known real estate brand in India with a great track record of delivering high-quality homes. In recent years, the group has focused on improving its financial health and managing its debt responsibly. This strategy has supported new project launches, including Prestige Southern Star, a premium apartment development in Akshayanagar, Begur Road, Bangalore.

Strong Financial Strategy

Prestige Group has taken several steps to maintain a healthy debt profile while expanding its presence in Indian cities. The company’s clear focus on financial discipline and timely delivery has gained the trust of homebuyers.

Prestige Group's Debt Profile is as follows,

• Net Debt – Rs. 35921 mn
• Debt equity ratio – 0.21
• Average Borrowing Cost – 10.69%

Here are some key points that highlight the group’s financial strategy:

• Debt-to-equity ratio remains under control, showing financial balance.
• Strong cash flow from high bookings and collections reduces pressure on debt.
• Revenue from new projects is helping fund future developments.
• Sale of commercial assets helped lower debt levels in previous years.

Current Debt Status

As of FY 2025, Prestige Group's net debt levels are stable. The group has used its strong booking numbers and timely customer collections to manage repayments efficiently. This careful debt management gives the company room to grow while maintaining financial stability.

In 2021, Prestige sold parts of its commercial portfolio to Blackstone, using the capital to cut debt. Since then, the group has focused more on residential developments, particularly in fast-growing areas like Bangalore.

The financial health of Prestige Group has a direct effect on projects like Prestige Southern Star. Located in Akshayanagar, near Begur Road, this premium residential project benefits from the brand’s strong position.

Why this matters to buyers:

• Lower debt means timely construction and handover.
• No financial stress ensures all promised amenities are delivered.
• Resale value and rental demand remain high due to brand trust.
• Better project quality and reliable after-sales service.

Strong Bookings Support Financial Stability

Prestige Group reported excellent sales performance in FY 2024 and expects even stronger numbers in FY 2025. The group plans to launch ₹38,000 crore worth of new projects this financial year. A large share of this will come from cities like Bangalore, which continue to show high demand for housing.

With strong revenues and low debt, Prestige is able to reinvest in upcoming projects without depending heavily on external borrowing.

A developer’s debt profile may not be the first thing a buyer looks at—but it’s important. A financially stable builder is likely to finish the project on time and deliver what is promised. With Prestige Southern Star, buyers benefit from the group’s solid financial base.

Prestige Group's debt profile in FY 2025 reflects thoughtful planning and smart growth. Their ability to manage debt without compromising on project delivery makes them one of the most reliable real estate developers in India.